Filed February 15, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,286 | $56,116+27.0% | $135,768-47.5% | $86,983-18.0% |
| Participation rate | 29.5% | 60.1%-30.6pp | 71.1%-41.5pp | 69.5%-40.0pp |
| Annual return | 8.04% | 125.33%-117.3pp | 526.10%-518.1pp | 25.83%-17.8pp |
| Employer contribution / active EE | $0 | $1,528-100.0% | $3,394-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,698 | $2,690-36.9% | $3,977-57.3% | $4,194-59.5% |
| Admin fee / account holder | $2,378 | $4,314-44.9% | $7,048-66.3% | $7,856-69.7% |