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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,680 | $56,431+73.1% | $130,788-25.3% | $87,485+11.7% |
| Participation rate | 64.1% | 58.9%+5.2pp | 70.1%-6.0pp | 68.9%-4.8pp |
| Annual return | 13.77% | 91.27%-77.5pp | 386.44%-372.7pp | 26.06%-12.3pp |
| Employer contribution / active EE | $2,169 | $1,549+40.0% | $3,558-39.0% | $2,596-16.4% |
| Participant deferral / active EE | $4,102 | $2,749+49.2% | $4,137-0.9% | $4,274-4.0% |
| Admin fee / account holder | $3,091 | $4,433-30.3% | $6,673-53.7% | $7,775-60.2% |