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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $90,677 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $19,185 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,848 | $76,209-42.5% | $81,370-46.1% | $200,096-78.1% |
| Participation rate | 88.5% | 76.4%+12.2pp | 69.5%+19.0pp | 72.0%+16.5pp |
| Annual return | 12.43% | 15.55%-3.1pp | 24.85%-12.4pp | 34.26%-21.8pp |
| Employer contribution / active EE | $2,448 | $2,807-12.8% | $2,464-0.7% | $3,038-19.4% |
| Participant deferral / active EE | $3,467 | $4,210-17.6% | $3,885-10.8% | $5,090-31.9% |
| Admin fee / account holder | $24 | $146-83.5% | $5,749-99.6% | $269-91.0% |