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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,433 | $87,166+58.8% | $76,735+80.4% | $137,256+0.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 8.30% | 26.50%-18.2pp | 29.77%-21.5pp | 220.34%-212.0pp |
| Employer contribution / active EE | $5,417 | $2,904+86.5% | $2,454+120.7% | $4,156+30.3% |
| Participant deferral / active EE | $25,147 | $4,726+432.1% | $4,088+515.1% | $6,407+292.5% |
| Admin fee / account holder | $49,810 | $8,403+492.7% | $7,189+592.8% | $12,270+305.9% |