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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,342 | $88,778-92.9% | $81,844-92.3% | $145,884-95.7% |
| Participation rate | 87.5% | 75.1%+12.4pp | 72.4%+15.1pp | 80.3%+7.2pp |
| Annual return | 16.77% | 1033.03%-1016.3pp | 778.87%-762.1pp | 551.85%-535.1pp |
| Employer contribution / active EE | $986 | $3,087-68.1% | $2,916-66.2% | $4,662-78.9% |
| Participant deferral / active EE | $1,766 | $4,648-62.0% | $4,323-59.2% | $6,690-73.6% |
| Admin fee / account holder | $780 | $8,430-90.7% | $7,355-89.4% | $13,392-94.2% |