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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,127 | $110,410-55.5% | $102,437-52.0% | $145,897-66.3% |
| Participation rate | 53.3% | 77.9%-24.6pp | 74.5%-21.2pp | 80.3%-27.0pp |
| Annual return | 10.37% | 24.85%-14.5pp | 24.95%-14.6pp | 552.29%-541.9pp |
| Employer contribution / active EE | $1,450 | $4,217-65.6% | $3,871-62.5% | $4,663-68.9% |
| Participant deferral / active EE | $2,051 | $5,622-63.5% | $5,060-59.5% | $6,689-69.3% |
| Admin fee / account holder | $8,828 | $9,745-9.4% | $8,388+5.2% | $13,390-34.1% |