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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,812 | $111,814-63.5% | $103,374-60.5% | $145,959-72.0% |
| Participation rate | 46.7% | 77.9%-31.3pp | 74.5%-27.8pp | 80.3%-33.6pp |
| Annual return | 13.65% | 24.77%-11.1pp | 24.89%-11.2pp | 561.95%-548.3pp |
| Employer contribution / active EE | $1,497 | $4,214-64.5% | $3,869-61.3% | $4,661-67.9% |
| Participant deferral / active EE | $3,149 | $5,618-43.9% | $5,058-37.7% | $6,689-52.9% |
| Admin fee / account holder | $2,723 | $9,754-72.1% | $8,394-67.6% | $13,398-79.7% |