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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,812 | $110,337-63.0% | $102,383-60.1% | $145,877-72.0% |
| Participation rate | 46.7% | 77.9%-31.3pp | 74.5%-27.8pp | 80.3%-33.6pp |
| Annual return | 13.65% | 24.83%-11.2pp | 24.94%-11.3pp | 551.28%-537.6pp |
| Employer contribution / active EE | $1,497 | $4,216-64.5% | $3,870-61.3% | $4,663-67.9% |
| Participant deferral / active EE | $3,149 | $5,621-44.0% | $5,060-37.8% | $6,691-52.9% |
| Admin fee / account holder | $2,723 | $9,750-72.1% | $8,391-67.6% | $13,402-79.7% |