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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,213 | $75,541-53.4% | $152,093-76.8% | $82,637-57.4% |
| Participation rate | 73.0% | 66.5%+6.4pp | 77.8%-4.8pp | 68.1%+4.9pp |
| Annual return | 12.37% | 32.56%-20.2pp | 66.36%-54.0pp | 53.51%-41.1pp |
| Employer contribution / active EE | $3,522 | $2,622+34.3% | $4,175-15.6% | $2,552+38.0% |
| Participant deferral / active EE | $4,701 | $3,206+46.6% | $5,451-13.8% | $4,126+13.9% |
| Admin fee / account holder | $3,064 | $6,405-52.2% | $14,497-78.9% | $7,339-58.3% |