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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,737 | $166,089-2.6% | $164,928-1.9% | $145,978+10.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 7.53% | 100.26%-92.7pp | 70.08%-62.5pp | 550.52%-543.0pp |
| Employer contribution / active EE | $24,810 | $5,276+370.2% | $4,343+471.2% | $4,662+432.2% |
| Participant deferral / active EE | $9,909 | $6,961+42.3% | $6,034+64.2% | $6,690+48.1% |
| Admin fee / account holder | $57,895 | $16,641+247.9% | $12,684+356.4% | $13,400+332.0% |