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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $18,512 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,650 | $29,525-94.4% | $56,033-97.1% | $77,736-97.9% |
| Participation rate | 86.4% | 32.7%+53.7pp | 52.5%+33.9pp | 70.6%+15.8pp |
| Annual return | 15.43% | 18.90%-3.5pp | 1711.38%-1695.9pp | 31.26%-15.8pp |
| Employer contribution / active EE | $0 | $569-100.0% | $1,041-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $1,122 | $1,062+5.7% | $1,954-42.6% | $4,651-75.9% |
| Admin fee / account holder | $14 | $1,040-98.7% | $2,827-99.5% | $433-96.8% |