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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,639 | $111,787-3.7% | $93,681+14.9% | $145,978-26.3% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 18.12% | 203.52%-185.4pp | 133.47%-115.3pp | 550.52%-532.4pp |
| Employer contribution / active EE | $1,438 | $3,093-53.5% | $2,422-40.6% | $4,662-69.1% |
| Participant deferral / active EE | $11,438 | $4,918+132.6% | $4,415+159.1% | $6,690+71.0% |
| Admin fee / account holder | $597 | $10,256-94.2% | $8,290-92.8% | $13,400-95.5% |