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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,639 | $111,878-3.8% | $93,727+14.8% | $145,897-26.2% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 18.12% | 204.28%-186.2pp | 133.83%-115.7pp | 552.29%-534.2pp |
| Employer contribution / active EE | $1,438 | $3,092-53.5% | $2,421-40.6% | $4,663-69.2% |
| Participant deferral / active EE | $11,438 | $4,920+132.5% | $4,417+159.0% | $6,689+71.0% |
| Admin fee / account holder | $597 | $10,256-94.2% | $8,292-92.8% | $13,390-95.5% |