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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,950 | $275,752-19.9% | $256,809-14.0% | $198,609+11.2% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 19.37% | 34.81%-15.4pp | 32.73%-13.4pp | 202.70%-183.3pp |
| Employer contribution / active EE | $3,390 | $7,721-56.1% | $7,263-53.3% | $5,055-32.9% |
| Participant deferral / active EE | $13,518 | $10,037+34.7% | $9,520+42.0% | $6,977+93.8% |
| Admin fee / account holder | $1,844 | $25,716-92.8% | $25,146-92.7% | $19,030-90.3% |