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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,738 | $160,040-3.9% | $147,096+4.5% | $145,877+5.4% |
| Participation rate | 54.5% | 84.0%-29.5pp | 82.2%-27.6pp | 80.3%-25.8pp |
| Annual return | 13.68% | 98.49%-84.8pp | 419.75%-406.1pp | 551.28%-537.6pp |
| Employer contribution / active EE | $19,463 | $5,289+268.0% | $4,936+294.3% | $4,663+317.4% |
| Participant deferral / active EE | $56,654 | $8,429+572.1% | $8,071+601.9% | $6,691+746.8% |
| Admin fee / account holder | $161,942 | $15,050+976.0% | $13,005+1145.2% | $13,402+1108.3% |