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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,275 | $178,174+95.5% | $156,181+123.0% | $137,256+153.7% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 13.55% | 84.19%-70.6pp | 64.87%-51.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $773 | $4,972-84.5% | $4,294-82.0% | $4,156-81.4% |
| Participant deferral / active EE | $6,988 | $6,888+1.4% | $6,132+13.9% | $6,407+9.1% |
| Admin fee / account holder | $145,001 | $17,404+733.1% | $14,586+894.1% | $12,270+1081.7% |