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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,486 | $111,535-93.3% | $105,223-92.9% | $137,256-94.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 20.50% | 237.85%-217.4pp | 180.65%-160.1pp | 220.34%-199.8pp |
| Employer contribution / active EE | $1,385 | $3,939-64.8% | $3,689-62.5% | $4,156-66.7% |
| Participant deferral / active EE | $2,363 | $5,500-57.0% | $5,072-53.4% | $6,407-63.1% |
| Admin fee / account holder | $1,989 | $9,721-79.5% | $8,859-77.5% | $12,270-83.8% |