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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,471 | $183,539+46.8% | $155,556+73.2% | $145,897+84.7% |
| Participation rate | 89.5% | 82.7%+6.8pp | 78.2%+11.2pp | 80.3%+9.2pp |
| Annual return | 11.69% | 61.31%-49.6pp | 64.84%-53.1pp | 552.29%-540.6pp |
| Employer contribution / active EE | $17,675 | $5,315+232.5% | $4,675+278.0% | $4,663+279.1% |
| Participant deferral / active EE | $9,488 | $6,467+46.7% | $5,631+68.5% | $6,689+41.8% |
| Admin fee / account holder | $1,609 | $19,275-91.7% | $15,885-89.9% | $13,390-88.0% |