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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,398 | $29,569+222.6% | $56,077+70.1% | $77,714+22.8% |
| Participation rate | 18.8% | 32.6%-13.9pp | 52.5%-33.7pp | 70.6%-51.8pp |
| Annual return | 12.46% | 18.90%-6.4pp | 1709.28%-1696.8pp | 31.26%-18.8pp |
| Employer contribution / active EE | $598 | $569+5.1% | $1,040-42.5% | $2,727-78.1% |
| Participant deferral / active EE | $840 | $1,061-20.8% | $1,954-57.0% | $4,649-81.9% |
| Admin fee / account holder | $1,943 | $1,042+86.4% | $2,825-31.2% | $433+348.4% |