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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,191 | $81,233+66.4% | $155,567-13.1% | $80,874+67.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 14.60% | 33.33%-18.7pp | 64.74%-50.1pp | 35.62%-21.0pp |
| Employer contribution / active EE | $8,140 | $3,101+162.5% | $4,674+74.2% | $2,756+195.4% |
| Participant deferral / active EE | $7,044 | $3,452+104.0% | $5,628+25.2% | $4,297+63.9% |
| Admin fee / account holder | $3,633 | $7,998-54.6% | $15,916-77.2% | $6,935-47.6% |