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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,191 | $81,358+66.2% | $155,556-13.1% | $80,959+67.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 14.60% | 33.39%-18.8pp | 64.84%-50.2pp | 35.67%-21.1pp |
| Employer contribution / active EE | $8,140 | $3,106+162.0% | $4,675+74.1% | $2,757+195.2% |
| Participant deferral / active EE | $7,044 | $3,455+103.8% | $5,631+25.1% | $4,300+63.8% |
| Admin fee / account holder | $3,633 | $7,994-54.6% | $15,885-77.1% | $6,925-47.5% |