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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,457 | $51,638-83.6% | $68,368-87.6% | $82,448-89.7% |
| Participation rate | 89.1% | 63.6%+25.5pp | 73.8%+15.4pp | 68.1%+21.1pp |
| Annual return | 13.39% | 37.53%-24.1pp | 292.57%-279.2pp | 41.64%-28.2pp |
| Employer contribution / active EE | $584 | $2,047-71.5% | $2,649-77.9% | $2,551-77.1% |
| Participant deferral / active EE | $1,658 | $2,914-43.1% | $4,123-59.8% | $4,139-59.9% |
| Admin fee / account holder | $2,084 | $4,643-55.1% | $5,150-59.5% | $7,234-71.2% |