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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $43,468 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,340 | $89,435+192.2% | $164,975+58.4% | $77,714+236.3% |
| Participation rate | 82.0% | 78.6%+3.4pp | 78.6%+3.4pp | 70.6%+11.5pp |
| Annual return | 20.05% | 28.82%-8.8pp | 70.12%-50.1pp | 31.26%-11.2pp |
| Employer contribution / active EE | $7,140 | $2,563+178.6% | $4,343+64.4% | $2,727+161.9% |
| Participant deferral / active EE | $14,585 | $4,901+197.6% | $6,033+141.7% | $4,649+213.7% |
| Admin fee / account holder | $87 | $340-74.3% | $12,688-99.3% | $433-79.9% |