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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $43,468 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,340 | $89,465+192.1% | $165,100+58.3% | $77,762+236.1% |
| Participation rate | 82.0% | 78.6%+3.4pp | 78.6%+3.4pp | 70.6%+11.4pp |
| Annual return | 20.05% | 28.86%-8.8pp | 70.21%-50.2pp | 31.27%-11.2pp |
| Employer contribution / active EE | $7,140 | $2,565+178.4% | $4,348+64.2% | $2,728+161.7% |
| Participant deferral / active EE | $14,585 | $4,904+197.4% | $6,035+141.7% | $4,651+213.6% |
| Admin fee / account holder | $87 | $340-74.3% | $12,696-99.3% | $433-79.9% |