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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,356 | $90,691+157.3% | $76,119+206.6% | $145,884+60.0% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.1%-19.1pp | 80.3%-30.3pp |
| Annual return | 15.24% | 624.52%-609.3pp | 361.25%-346.0pp | 551.85%-536.6pp |
| Employer contribution / active EE | $2,670 | $3,329-19.8% | $2,693-0.8% | $4,662-42.7% |
| Participant deferral / active EE | $9,944 | $5,167+92.4% | $4,259+133.5% | $6,690+48.7% |
| Admin fee / account holder | $773 | $8,383-90.8% | $6,421-88.0% | $13,392-94.2% |