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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,784 | $111,814-4.5% | $103,374+3.3% | $145,959-26.8% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.5%-12.0pp | 80.3%-17.8pp |
| Annual return | 10.83% | 24.77%-13.9pp | 24.89%-14.1pp | 561.95%-551.1pp |
| Employer contribution / active EE | $1,780 | $4,214-57.7% | $3,869-54.0% | $4,661-61.8% |
| Participant deferral / active EE | $6,238 | $5,618+11.0% | $5,058+23.3% | $6,689-6.7% |
| Admin fee / account holder | $0 | $9,754-100.0% | $8,394-100.0% | $13,398-100.0% |