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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,005 | $124,425-51.0% | $112,040-45.6% | $137,256-55.6% |
| Participation rate | 90.0% | 79.3%+10.7pp | 76.5%+13.5pp | 80.0%+10.0pp |
| Annual return | 17.30% | 24.72%-7.4pp | 24.52%-7.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $1,730 | $3,411-49.3% | $2,954-41.4% | $4,156-58.4% |
| Participant deferral / active EE | $5,234 | $5,718-8.5% | $5,098+2.7% | $6,407-18.3% |
| Admin fee / account holder | $742 | $15,207-95.1% | $12,098-93.9% | $12,270-94.0% |