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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,434 | $88,996-17.5% | $78,004-5.9% | $138,895-47.1% |
| Participation rate | 57.1% | 74.4%-17.2pp | 69.4%-12.3pp | 79.9%-22.8pp |
| Annual return | 16.50% | 28.03%-11.5pp | 31.07%-14.6pp | 145.39%-128.9pp |
| Employer contribution / active EE | $1,898 | $2,917-34.9% | $2,469-23.1% | $4,194-54.7% |
| Participant deferral / active EE | $2,246 | $4,724-52.5% | $4,092-45.1% | $6,396-64.9% |
| Admin fee / account holder | $437 | $8,807-95.0% | $7,578-94.2% | $12,562-96.5% |