Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,705 | $76,834-31.4% | $108,359-51.4% | $87,485-39.8% |
| Participation rate | 18.5% | 61.7%-43.2pp | 70.1%-51.6pp | 68.9%-50.4pp |
| Annual return | 13.91% | 19.09%-5.2pp | 36.89%-23.0pp | 26.06%-12.2pp |
| Employer contribution / active EE | $0 | $1,556-100.0% | $2,399-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $600 | $3,100-80.6% | $4,137-85.5% | $4,274-86.0% |
| Admin fee / account holder | $5,178 | $6,537-20.8% | $9,741-46.8% | $7,775-33.4% |