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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,454 | $160,040-4.1% | $147,096+4.3% | $145,877+5.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 20.23% | 98.49%-78.3pp | 419.75%-399.5pp | 551.28%-531.1pp |
| Employer contribution / active EE | $1,192 | $5,289-77.5% | $4,936-75.9% | $4,663-74.4% |
| Participant deferral / active EE | $5,007 | $8,429-40.6% | $8,071-38.0% | $6,691-25.2% |
| Admin fee / account holder | $3,314 | $15,050-78.0% | $13,005-74.5% | $13,402-75.3% |