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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,924 | $125,190+55.7% | $105,624+84.5% | $145,897+33.6% |
| Participation rate | 76.5% | 77.6%-1.2pp | 75.3%+1.2pp | 80.3%-3.8pp |
| Annual return | 8.02% | 225.22%-217.2pp | 116.20%-108.2pp | 552.29%-544.3pp |
| Employer contribution / active EE | $1,856 | $3,720-50.1% | $3,168-41.4% | $4,663-60.2% |
| Participant deferral / active EE | $2,357 | $5,716-58.8% | $5,013-53.0% | $6,689-64.8% |
| Admin fee / account holder | $3,453 | $17,138-79.8% | $10,961-68.5% | $13,390-74.2% |