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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,729 | $80,812+197.9% | $160,784+49.7% | $82,448+192.0% |
| Participation rate | 90.8% | 66.2%+24.6pp | 77.0%+13.8pp | 68.1%+22.7pp |
| Annual return | 9.19% | 100.59%-91.4pp | 1803.92%-1794.7pp | 41.64%-32.4pp |
| Employer contribution / active EE | $5,969 | $2,174+174.6% | $3,733+59.9% | $2,551+134.0% |
| Participant deferral / active EE | $11,139 | $4,335+156.9% | $6,293+77.0% | $4,139+169.1% |
| Admin fee / account holder | $53,303 | $7,695+592.7% | $9,717+448.6% | $7,234+636.8% |