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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,868 | $86,938+19.5% | $102,423+1.4% | $80,925+28.4% |
| Participation rate | 92.9% | 72.4%+20.5pp | 76.5%+16.4pp | 67.7%+25.2pp |
| Annual return | 23.78% | 18.89%+4.9pp | 29.42%-5.6pp | 35.65%-11.9pp |
| Employer contribution / active EE | $1,480 | $2,369-37.5% | $3,023-51.0% | $2,756-46.3% |
| Participant deferral / active EE | $4,484 | $4,120+8.8% | $5,054-11.3% | $4,299+4.3% |
| Admin fee / account holder | $16,335 | $8,053+102.9% | $9,455+72.8% | $6,940+135.4% |