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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,966 | $81,331+302.0% | $155,534+110.2% | $80,935+304.0% |
| Participation rate | 85.3% | 66.3%+19.0pp | 78.2%+7.1pp | 67.7%+17.6pp |
| Annual return | 17.61% | 33.37%-15.8pp | 64.92%-47.3pp | 35.66%-18.1pp |
| Employer contribution / active EE | $7,279 | $3,105+134.5% | $4,675+55.7% | $2,757+164.0% |
| Participant deferral / active EE | $6,419 | $3,454+85.8% | $5,630+14.0% | $4,299+49.3% |
| Admin fee / account holder | $4,293 | $7,999-46.3% | $15,900-73.0% | $6,924-38.0% |