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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,805 | $76,407+306.8% | $150,298+106.8% | $82,448+277.0% |
| Participation rate | 88.9% | 66.4%+22.5pp | 77.8%+11.1pp | 68.1%+20.8pp |
| Annual return | 17.82% | 39.99%-22.2pp | 62.79%-45.0pp | 41.64%-23.8pp |
| Employer contribution / active EE | $7,943 | $2,614+203.9% | $4,154+91.2% | $2,551+211.4% |
| Participant deferral / active EE | $5,768 | $3,214+79.5% | $5,453+5.8% | $4,139+39.4% |
| Admin fee / account holder | $12,805 | $6,352+101.6% | $14,116-9.3% | $7,234+77.0% |