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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,637 | $81,276+118.6% | $155,574+14.2% | $80,925+119.5% |
| Participation rate | 97.0% | 66.2%+30.7pp | 78.2%+18.8pp | 67.7%+29.3pp |
| Annual return | 16.01% | 33.36%-17.4pp | 64.87%-48.9pp | 35.65%-19.6pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $4,676-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,909 | $3,453+129.1% | $5,629+40.5% | $4,299+84.0% |
| Admin fee / account holder | $3,945 | $7,993-50.6% | $15,914-75.2% | $6,940-43.2% |