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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,637 | $81,358+118.3% | $155,556+14.2% | $80,959+119.4% |
| Participation rate | 97.0% | 66.3%+30.7pp | 78.2%+18.7pp | 67.7%+29.3pp |
| Annual return | 16.01% | 33.39%-17.4pp | 64.84%-48.8pp | 35.67%-19.7pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,909 | $3,455+128.9% | $5,631+40.5% | $4,300+83.9% |
| Admin fee / account holder | $3,945 | $7,994-50.6% | $15,885-75.2% | $6,925-43.0% |