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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,088 | $77,523+194.2% | $100,383+127.2% | $80,874+182.0% |
| Participation rate | 100.0% | 77.0%+23.0pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 15.39% | 37.21%-21.8pp | 49.26%-33.9pp | 35.62%-20.2pp |
| Employer contribution / active EE | $8,871 | $2,801+216.7% | $3,944+124.9% | $2,756+221.9% |
| Participant deferral / active EE | $7,912 | $6,822+16.0% | $8,086-2.1% | $4,297+84.1% |
| Admin fee / account holder | $13,182 | $5,899+123.5% | $7,900+66.9% | $6,935+90.1% |