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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,921 | $134,817-60.0% | $123,973-56.5% | $155,188-65.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 10.32% | 515.49%-505.2pp | 388.13%-377.8pp | 148.84%-138.5pp |
| Employer contribution / active EE | $2,310 | $4,425-47.8% | $4,126-44.0% | $4,248-45.6% |
| Participant deferral / active EE | $6,366 | $5,706+11.6% | $5,247+21.3% | $6,531-2.5% |
| Admin fee / account holder | $29,864 | $13,245+125.5% | $11,799+153.1% | $14,480+106.2% |