Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,505 | $86,050-22.7% | $189,758-65.0% | $94,015-29.3% |
| Participation rate | 39.4% | 68.9%-29.5pp | 79.8%-40.4pp | 70.8%-31.4pp |
| Annual return | 16.23% | 17.77%-1.5pp | 52.62%-36.4pp | 17.84%-1.6pp |
| Employer contribution / active EE | $0 | $2,819-100.0% | $4,767-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $2,366 | $3,349-29.3% | $5,856-59.6% | $4,249-44.3% |
| Admin fee / account holder | $1,014 | $6,627-84.7% | $20,388-95.0% | $8,951-88.7% |