Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $82,971 |
Filed as: KESTRA INVESTMENT SERVICES, LLC Service code 22 · EIN 74-2794194 | Insurance Broker | $56,609 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,156 | $45,343+180.4% | $150,298-15.4% | $67,986+87.0% |
| Participation rate | 55.1% | 51.9%+3.2pp | 77.8%-22.7pp | 57.2%-2.1pp |
| Annual return | 11.38% | 33.28%-21.9pp | 62.79%-51.4pp | 31.67%-20.3pp |
| Employer contribution / active EE | $826 | $1,462-43.5% | $4,154-80.1% | $2,019-59.1% |
| Participant deferral / active EE | $3,295 | $2,055+60.4% | $5,453-39.6% | $3,358-1.9% |
| Admin fee / account holder | $572 | $2,250-74.6% | $14,116-95.9% | $3,203-82.1% |