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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,422 | $181,062+61.0% | $158,223+84.2% | $155,188+87.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.54% | 57.39%-41.8pp | 52.09%-36.5pp | 148.84%-133.3pp |
| Employer contribution / active EE | $6,252 | $4,565+37.0% | $4,109+52.1% | $4,248+47.2% |
| Participant deferral / active EE | $8,592 | $6,134+40.1% | $5,467+57.2% | $6,531+31.6% |
| Admin fee / account holder | $32,271 | $18,825+71.4% | $16,047+101.1% | $14,480+122.9% |