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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,123 | $47,479+89.8% | $62,929+43.2% | $82,448+9.3% |
| Participation rate | 79.2% | 66.9%+12.3pp | 73.1%+6.1pp | 68.1%+11.1pp |
| Annual return | 17.80% | 20.34%-2.5pp | 1063.93%-1046.1pp | 41.64%-23.8pp |
| Employer contribution / active EE | $3,453 | $1,885+83.1% | $2,505+37.9% | $2,551+35.4% |
| Participant deferral / active EE | $6,431 | $2,870+124.1% | $3,888+65.4% | $4,139+55.4% |
| Admin fee / account holder | $6,792 | $3,804+78.6% | $5,065+34.1% | $7,234-6.1% |