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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,135 | $114,119-55.2% | $107,187-52.3% | $138,895-63.2% |
| Participation rate | 81.3% | 78.1%+3.2pp | 75.0%+6.2pp | 79.9%+1.3pp |
| Annual return | 15.93% | 273.21%-257.3pp | 204.55%-188.6pp | 145.39%-129.5pp |
| Employer contribution / active EE | $2,253 | $4,059-44.5% | $3,782-40.4% | $4,194-46.3% |
| Participant deferral / active EE | $5,960 | $5,538+7.6% | $5,096+17.0% | $6,396-6.8% |
| Admin fee / account holder | $4,666 | $10,024-53.4% | $9,162-49.1% | $12,562-62.9% |