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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,884 | $116,167-91.5% | $64,489-84.7% | $137,256-92.8% |
| Participation rate | 80.0% | 68.2%+11.8pp | 67.7%+12.3pp | 80.0%0pp |
| Annual return | 7.61% | 36.55%-28.9pp | 55.03%-47.4pp | 220.34%-212.7pp |
| Employer contribution / active EE | $540 | $2,483-78.2% | $1,523-64.5% | $4,156-87.0% |
| Participant deferral / active EE | $210 | $4,215-95.0% | $2,778-92.4% | $6,407-96.7% |
| Admin fee / account holder | $5,034 | $6,188-18.7% | $4,260+18.2% | $12,270-59.0% |