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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,415 | $166,020-23.3% | $164,866-22.7% | $145,959-12.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 26.46% | 100.08%-73.6pp | 69.97%-43.5pp | 561.95%-535.5pp |
| Employer contribution / active EE | $12,573 | $5,275+138.4% | $4,343+189.5% | $4,661+169.8% |
| Participant deferral / active EE | $4,694 | $6,961-32.6% | $6,033-22.2% | $6,689-29.8% |
| Admin fee / account holder | $19,524 | $16,644+17.3% | $12,689+53.9% | $13,398+45.7% |