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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,415 | $166,242-23.4% | $165,071-22.8% | $145,884-12.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 26.46% | 100.44%-74.0pp | 70.17%-43.7pp | 551.85%-525.4pp |
| Employer contribution / active EE | $12,573 | $5,283+138.0% | $4,347+189.2% | $4,662+169.7% |
| Participant deferral / active EE | $4,694 | $6,964-32.6% | $6,035-22.2% | $6,690-29.8% |
| Admin fee / account holder | $19,524 | $16,658+17.2% | $12,695+53.8% | $13,392+45.8% |