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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,262 | $68,097-11.5% | $62,929-4.2% | $137,256-56.1% |
| Participation rate | 90.0% | 77.4%+12.6pp | 73.1%+16.9pp | 80.0%+10.0pp |
| Annual return | 14.80% | 1859.11%-1844.3pp | 1063.93%-1049.1pp | 220.34%-205.5pp |
| Employer contribution / active EE | $3,187 | $2,811+13.4% | $2,505+27.3% | $4,156-23.3% |
| Participant deferral / active EE | $9,433 | $4,553+107.2% | $3,888+142.6% | $6,407+47.2% |
| Admin fee / account holder | $4,578 | $6,521-29.8% | $5,065-9.6% | $12,270-62.7% |