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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,186 | $81,504-72.8% | $102,437-78.3% | $80,959-72.6% |
| Participation rate | 29.8% | 66.9%-37.1pp | 74.5%-44.7pp | 67.7%-37.9pp |
| Annual return | 9.68% | 25.60%-15.9pp | 24.95%-15.3pp | 35.67%-26.0pp |
| Employer contribution / active EE | $1,118 | $3,104-64.0% | $3,871-71.1% | $2,757-59.5% |
| Participant deferral / active EE | $1,692 | $3,871-56.3% | $5,060-66.6% | $4,300-60.6% |
| Admin fee / account holder | $185 | $6,719-97.2% | $8,388-97.8% | $6,925-97.3% |