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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,877 | $101,618-43.0% | $93,063-37.8% | $137,256-57.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 27.83% | 223.95%-196.1pp | 34.15%-6.3pp | 220.34%-192.5pp |
| Employer contribution / active EE | $13,447 | $2,707+396.7% | $2,476+443.1% | $4,156+223.5% |
| Participant deferral / active EE | $6,216 | $4,279+45.3% | $3,958+57.1% | $6,407-3.0% |
| Admin fee / account holder | $4,336 | $6,198-30.0% | $6,033-28.1% | $12,270-64.7% |