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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,877 | $102,938-43.8% | $94,105-38.5% | $138,895-58.3% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 27.83% | 250.28%-222.5pp | 204.55%-176.7pp | 145.39%-117.6pp |
| Employer contribution / active EE | $13,447 | $2,732+392.2% | $2,504+436.9% | $4,194+220.6% |
| Participant deferral / active EE | $6,216 | $4,196+48.1% | $3,881+60.2% | $6,396-2.8% |
| Admin fee / account holder | $4,336 | $6,600-34.3% | $6,199-30.1% | $12,562-65.5% |