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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,365 | $124,425+54.6% | $112,040+71.7% | $137,256+40.2% |
| Participation rate | 65.2% | 79.3%-14.1pp | 76.5%-11.3pp | 80.0%-14.7pp |
| Annual return | 16.74% | 24.72%-8.0pp | 24.52%-7.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $2,225 | $3,411-34.8% | $2,954-24.7% | $4,156-46.5% |
| Participant deferral / active EE | $7,376 | $5,718+29.0% | $5,098+44.7% | $6,407+15.1% |
| Admin fee / account holder | $2,521 | $15,207-83.4% | $12,098-79.2% | $12,270-79.5% |