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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,732 | $178,174-54.1% | $156,181-47.7% | $137,256-40.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 12.17% | 84.19%-72.0pp | 64.87%-52.7pp | 220.34%-208.2pp |
| Employer contribution / active EE | $10,035 | $4,972+101.8% | $4,294+133.7% | $4,156+141.5% |
| Participant deferral / active EE | $6,693 | $6,888-2.8% | $6,132+9.2% | $6,407+4.5% |
| Admin fee / account holder | $314 | $17,404-98.2% | $14,586-97.9% | $12,270-97.4% |