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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,747 | $111,535+247.6% | $105,223+268.5% | $137,256+182.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 11.89% | 237.85%-226.0pp | 180.65%-168.8pp | 220.34%-208.4pp |
| Employer contribution / active EE | $9,075 | $3,939+130.4% | $3,689+146.0% | $4,156+118.3% |
| Participant deferral / active EE | $10,992 | $5,500+99.8% | $5,072+116.7% | $6,407+71.6% |
| Admin fee / account holder | $364,323 | $9,721+3647.6% | $8,859+4012.6% | $12,270+2869.2% |