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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,575 | $110,337-44.2% | $102,383-39.9% | $145,877-57.8% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 12.67% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.6pp |
| Employer contribution / active EE | $9,205 | $4,216+118.3% | $3,870+137.8% | $4,663+97.4% |
| Participant deferral / active EE | $1,595 | $5,621-71.6% | $5,060-68.5% | $6,691-76.2% |
| Admin fee / account holder | $1,450 | $9,750-85.1% | $8,391-82.7% | $13,402-89.2% |