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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,575 | $111,814-44.9% | $103,374-40.4% | $145,959-57.8% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 12.67% | 24.77%-12.1pp | 24.89%-12.2pp | 561.95%-549.3pp |
| Employer contribution / active EE | $9,205 | $4,214+118.4% | $3,869+137.9% | $4,661+97.5% |
| Participant deferral / active EE | $1,595 | $5,618-71.6% | $5,058-68.5% | $6,689-76.2% |
| Admin fee / account holder | $1,450 | $9,754-85.1% | $8,394-82.7% | $13,398-89.2% |