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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,880 | $172,111+47.5% | $150,298+68.9% | $137,256+85.0% |
| Participation rate | 94.1% | 81.7%+12.4pp | 77.8%+16.4pp | 80.0%+14.2pp |
| Annual return | 19.27% | 69.37%-50.1pp | 62.79%-43.5pp | 220.34%-201.1pp |
| Employer contribution / active EE | $1,934 | $4,636-58.3% | $4,154-53.4% | $4,156-53.5% |
| Participant deferral / active EE | $5,452 | $6,166-11.6% | $5,4530% | $6,407-14.9% |
| Admin fee / account holder | $11,770 | $16,471-28.5% | $14,116-16.6% | $12,270-4.1% |