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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,880 | $185,312+37.0% | $161,489+57.2% | $154,746+64.1% |
| Participation rate | 94.1% | 82.5%+11.7pp | 78.7%+15.4pp | 80.7%+13.4pp |
| Annual return | 19.27% | 103.84%-84.6pp | 89.72%-70.4pp | 172.34%-153.1pp |
| Employer contribution / active EE | $1,934 | $4,769-59.4% | $4,268-54.7% | $4,379-55.8% |
| Participant deferral / active EE | $5,452 | $6,350-14.1% | $5,630-3.2% | $6,730-19.0% |
| Admin fee / account holder | $11,770 | $18,654-36.9% | $16,006-26.5% | $14,365-18.1% |