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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,358 | $76,407+10.4% | $150,298-43.9% | $82,448+2.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 14.64% | 39.99%-25.4pp | 62.79%-48.1pp | 41.64%-27.0pp |
| Employer contribution / active EE | $7,305 | $2,614+179.5% | $4,154+75.9% | $2,551+186.4% |
| Participant deferral / active EE | $6,528 | $3,214+103.1% | $5,453+19.7% | $4,139+57.7% |
| Admin fee / account holder | $9,760 | $6,352+53.7% | $14,116-30.9% | $7,234+34.9% |