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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,346 | $102,595+11.5% | $94,057+21.6% | $154,746-26.1% |
| Participation rate | 90.0% | 76.0%+14.0pp | 73.3%+16.7pp | 80.7%+9.3pp |
| Annual return | 10.86% | 583.42%-572.6pp | 480.62%-469.8pp | 172.34%-161.5pp |
| Employer contribution / active EE | $2,937 | $3,147-6.7% | $2,933+0.1% | $4,379-32.9% |
| Participant deferral / active EE | $6,494 | $5,118+26.9% | $4,709+37.9% | $6,730-3.5% |
| Admin fee / account holder | $10,503 | $7,736+35.8% | $7,244+45.0% | $14,365-26.9% |